Household deposits rose by approximately €2.5 billion in December 2025, according to data from the Bank of Greece, bringing the annual growth rate to 3.5%.

Business deposits increased by €3.8 billion, compared with a rise of €90 million in the previous month, while the annual growth rate accelerated to 9.6% from 8.7%.

More specifically, deposits of non-financial corporations (NFCs) increased by €4.056 billion, compared with an increase of €107 million in the previous month. Deposits of insurance corporations and other financial institutions fell by €205 million, compared with a decrease of €17 million in the previous month.

Overall, private-sector deposits rose by €6.3 billion in December 2025, compared with an increase of €1.032 billion the previous month, while the annual growth rate reached 5.1%, up from 4.9%.

By contrast, general government deposits declined by €305 million in December 2025, compared with an increase of €485 million in the previous month, although the annual growth rate increased to 13.9% from 12.8%.

On the lending side, the monthly net flow of financing to businesses in December 2025 was positive at €3.7 billion, compared with €1.17 billion the previous month, while the annual growth rate rose to 10.7% from 9.9%.

In particular, the annual growth rate of financing to non-financial corporations increased to 11.3% from 9.6%, with a positive monthly net flow of €3.3 billion, compared with €697 million in the previous month. The annual growth rate of financing to insurance corporations and other financial institutions fell to 6.6% from 12.3%, with a positive monthly net flow of €373 million, down from €470 million previously.

Finally, the monthly net flow of financing to self-employed professionals, farmers and sole proprietorships was positive at €87 million, compared with a negative net flow of €3 million the previous month. The annual growth rate of their financing stood at -1.2%, down from -0.8%.