Pessimism dominates Greeks’ outlook on their personal finances in 2026, with more than half saying they do not feel optimistic and four in ten reporting anxiety or uncertainty about their economic future according to a survey conducted by Revolut.

Figures show that 54% of respondents are not particularly optimistic about their financial situation. A further 43% say they feel stressed or uncertain about their finances, while 11% admit they are struggling to make progress despite their efforts—highlighting the ongoing financial pressure facing many households as the new year approaches.

On the other hand, among the 40% who remain optimistic, most are taking proactive steps to strengthen their financial prospects. Around 17% plan to actively manage their money through saving and investing, while another 15% intend to focus on personal development—such as job hunting or upgrading skills—to improve their earning potential. When asked what would most improve their finances in 2026, nearly half of respondents cited self-discipline, highlighting the need to rein in spending and stick to financial goals.

Around one in five pointed to better financial education, while 18% said an easy-to-use money management app would help them save, invest, and control expenses. Smaller but notable shares said limiting social media could curb unnecessary spending (10%), and 15% would turn to artificial intelligence tools for smarter financial planning.

Cutting Back on Spending
Financial resilience remains a major concern for Greeks heading into 2026, with most expecting to cut back in order to cover essentials such as housing, utilities, and food.

The survey shows 36% plan to reduce clothing spending, 31% will cut non-essential expenses like travel and discretionary purchases, and 30% expect to opt for cheaper food, while a worrying 13% may scale back healthcare costs.

Even so, some expenses remain off limits: 21% say they will cut spending everywhere except on their children, 15% refuse to reduce travel, and 12% will not compromise on dining out. Overall, while one in five believe they can manage their finances with modest effort, just 3% feel fully confident they can meet all their financial needs and goals in 2026.