Greek taxpayers will continue to enjoy generous tax incentives for electronic payments in 2026, with the Ministry of Finance confirming an extension of the scheme that rewards card and online transactions.
How the Scheme Works
Under the measure, individuals can deduct 30% of annual expenses paid electronically to certain professionals—such as lawyers, electricians, plumbers, taxi drivers, gyms, and beauty services—up to €5,000 per year.
This deduction can mean significant tax savings:
- €1,500 off for €5,000 in expenses
- €3,000 off for €10,000 in expenses
- €4,500 off for €15,000 in expenses
However, the maximum deductible amount is capped at €5,000, even if spending exceeds this threshold. Importantly, deductions cannot exceed the taxpayer’s actual declared income.
Healthcare Spending Counts Double
Medical, dental, and veterinary expenses paid electronically will count double toward the 30% minimum spending requirement. For example, a €100 doctor’s fee paid by card or digital wallet will be recorded as €200 for tax purposes.
Who Benefits
The scheme targets professions considered at higher risk for undeclared transactions, encouraging transparency. Eligible categories include:
- Legal services
- Medical and paramedical services
- Plumbing, electrical, construction, and home repair work
- Taxi and transport services
- Gyms, dance schools, and leisure subscriptions
- Hairdressers, barbers, and beauty salons
- Childcare and personal care services
Payment Methods Covered
Transactions must be made through electronic means such as debit or credit cards, prepaid cards, e-banking, PayPal, e-wallets, or the IRIS system.
By encouraging digital payments, the government aims to reduce tax evasion while offering households tangible financial relief.
