Greece’s out-of-court debt mechanism offers long-term repayment and possible write-offs, but borrowers may also pursue bilateral deals or legal options

The nominal value of domestic private sector loans managed by Greek loan servicers (ΕDADP) and transferred to specialized foreign financial institutions rose by €604 million in the fourth quarter of 2025, reaching €80.02 billion at year-end, up from €79.42 billion in the previous quarter, according to data from the Bank of Greece. The increase reverses […]

According to the latest data from the European Central Bank (ECB), Greece recorded an average mortgage interest rate of 3.04% for loans with fixed rates of up to five years, well below the euro-area average of 3.35%.

Mortgage lending in Greece is recovering after years of decline, with banks launching low-interest products to attract borrowers in their 40s and 50s

With Euribor near 2%, banks are offering more attractive loans. In July, average mortgage rates fell to 3.52%—110 bps lower than last year—and competition may push them down further.

Net financing to Greece’s general government turned positive in July, reaching €509 million, compared with a negative flow of €93 million in June.

Resolved private sector cases correspond to a nominal value of 518 million euros, according to finance ministry figures