The success of bank digitization is particularly evident in consumer lending. According to sources, nearly seven out of ten consumer loans granted last year were issued exclusively through banks’ digital channels.

According to UBS, Alpha Bank offers the strongest earnings-per-share growth but the lowest ROTE, while Eurobank stands out as an attractive regional growth story supported by successful acquisitions.

According to officials at the Ministry of Finance, the measure is designed to push a significant number of vacant homes back onto the market, boosting supply and helping to curb rising rental and sale prices.

Deutsche Bank said the potential upgrade of Greece to Developed Market status by MSCI could draw a broader pool of international investors.

Deposits of the general government were up by €485 million in November 2025, compared with a €448 million drop in the previous month

Greek equities start the year with solid gains, buoyed by banking stocks and optimistic outlooks for growth, dividends and a possible market reclassification, even as analysts flag global risks ahead

Although January 2 is not an official public holiday, most retail stores across Greece are closed for annual inventory checks, while banks operate as normal and supermarket schedules vary

Banks will operate as normal on New Year’s Eve, while all branches will remain closed on Thursday, January 1, due to the public holiday. Customer service at bank branches will resume on Friday, January 2

The final bank holiday of the festive season will be Tuesday 6 January, marking the Feast of Epiphany.

Moscow threatens legal action as EU leaders debate using immobilized Russian funds to finance Ukraine, with Belgium demanding guarantees against potential liabilities. Zelenskyy is currently holding a bilateral meeting with De Wever.

Goldman Sachs notes that valuations in the sector remain attractive, as Greek banks trade at roughly 1.2 times the 2026

Greek banks benefit from better credit conditions, improved liquidity, and stable funding, which enhances their resilience.

UBS noted that Greek banks are still trading at a discount to their European peers, with price-to-earnings ratios of 7.9 times for 2026.

Mortgage lending in Greece is recovering after years of decline, with banks launching low-interest products to attract borrowers in their 40s and 50s

Bank of America recommends a “buy” on three of the banks, except National Bank, for which it maintains a “neutral” rating.

With Euribor near 2%, banks are offering more attractive loans. In July, average mortgage rates fell to 3.52%—110 bps lower than last year—and competition may push them down further.

After eight consecutive reductions, the European Central Bank is expected to halt rate cuts, stabilizing lending conditions and boosting banks’ income prospects.

Interest rates on term deposits in Greece fell sharply in June, easing bank costs but reducing returns for households and businesses

The German bank sees strong loan growth and capital performance driving further upside for Greek lenders, despite recent stock market gains