More than one million Greek taxpayers are expected to see a reduction in their property tax (ENFIA) in 2026. The beneficiaries include those whose primary residence is located in settlements of up to 1,500 inhabitants, around 400,000 households that have insured their homes against natural disasters such as earthquakes, fires, and floods, as well as individuals with very low incomes.

According to the government’s draft tax bill currently under consultation, these adjustments will lower the total ENFIA burden by approximately 150 million euros over the 2026–2027 period.

Half Off in 2026, Full Exemption in 2027

The main change concerns residents of small settlements (up to 1,500 inhabitants), excluding those within the Attica region—except for the Regional Unit of Islands. For these taxpayers, the ENFIA on their primary residence will be reduced by 50% in 2026 and fully abolished in 2027.

This reduction applies only to ownership rights (full ownership, bare ownership, or usufruct) on the primary residence, provided the total value of the property does not exceed 400,000 euros. Those who own additional properties—such as secondary or holiday homes, land plots, or farmland—or whose main residence exceeds that value will not qualify for the discount.

12 Monthly Installments

As in previous years, the ENFIA bill will be payable in 12 monthly installments. The 50% reduction applies strictly to eligible main residences meeting the property value cap.

In total, the measure will cover 12,720 settlements across Greece, home to over 2.1 million residents—both on the mainland and islands. Ultimately, more than one million taxpayers are expected to benefit from this relief, marking a significant step toward easing the tax burden for small-community homeowners.